lightly grease a 9x9" glass pan as follows:
Place ground beef in base of pan,
spread heated refried beans on top of beef,
Sprinkle ½ of cheese on top of beans,
Spread guacamole over cheese,
Layer diced black olives atop of cheese,
Layer of seasoned sour cream over olives,
Sprinkle green onions and tomatoes over sour cream mix,
Add remaining cheese over all.
Serve with chips